Bullhead City, Fort Mohave and Mohave Valley Arizona real estate listings, home buying, selling and relocation information

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Financing Your Home >More On ARMs

Lenders are always looking for new ways to help buyers get into the home of their dreams. Today they frequently use adjustable rate mortgages (ARMs) to increase the buyer's options. The interest rate on an ARM changes periodically to reflect changes in the national market. Since the loan starts at a rate that is lower than the national average, lenders can reduce the borrower's qualifying criteria.

One way to distinguish between different ARMs is by the national index to which they are tied. Some ARMs are tied to a slow-moving index called the cost-of-funds index; these are usually the most desirable. ARMs that are tied to a more volatile index, such as Treasury Notes, can be adjusted upward at a quicker rate. Look at all the factors before choosing a loan. The faster index loan may start out with lower rates and lower monthly payments, but the slower index ARM may eliminate your concern about having to re-finance down the road.

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Q	What is currently the most sought-after amenity in the majority of upscale homes?
A	Technology that "enables" a home with features such as structured integrated wiring and broadband Internet access is the current amenity of choice.
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John & Olivia McCormick, REALTORŽ, real estate agents and broker for Bullhead City, Fort Mohave and Mohave Valley Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)

The McCormick Team
McCormick Realty
3640 Hwy 95, Suite 130
Bullhead City
Arizona 86442
928-758-4500
Toll Free: 1-800-624-5263
Fax: 928-763-1047
Bonnie Randklev: 928-754-1923
Warren Randklev: 928-754-2661
John and Olivia: JohnandOlivia@NUMBER1EXPERT.com
Bonnie Randklev: bonnierandklev@yahoo.com
Olivia McCormick : jomreal@frontiernet.net
Randy Brusso: rebrusso@hotmail.com
John and Olivia McCormick, owners of McCormick Realty, have lived in the Bullhead area since 1980. Real Estate is their specialty, beginning with subdivision development and ending with SALES! McCormick Realty is a full service office to include site analysis and feasibility, subdivision development and permitting along with general real estate. With more than 50 years of experience between them, John and Olivia McCormick and the McCormick team provide the professional services you need when investing in Real Estate.

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